Who owes what?

How it works

1. Create an eventA holiday, the household bills, a birthday — a separate account for every group, with its own currency.
2. Log the expensesMark who paid and who shared it. If someone is standing in for their family, raise their share accordingly.
3. Settle upNobody has to pay everybody — Splitto works out the shortest list of transfers that clears every debt.

What you get

• Shared eventsSend a link and let friends add their own expenses. No install needed to join; the link opens in any browser.
• Smart settlementCredits and debts are matched up so the number of transfers stays as low as possible.
• PDF summaryExport balances and suggested payments as a PDF and share it over WhatsApp, email or AirDrop.
• Multiple currenciesChoose ₺, $, € or £ per event.
• Works offlineWhat you enter without a connection waits on your device and syncs itself once you are back online.
• Per-person multiplierWhen one participant stands for several people, their share scales with them — for families and couples.
• Dark modeThe app follows your device appearance setting.
• No account neededNo sign-up, no email, no password. Open it and start.